Terms & Conditions
Federal Retirement Advisors LLC
Terms and Conditions
Effective Date: May 13, 2026
IMPORTANT: Please read these Terms and Conditions carefully before using our services. By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.
1. Acceptance of Terms
By accessing or using any services provided by Federal Retirement Advisors LLC (“Company,” “we,” “us,” or “our”), you (“User,” “you,” or “your”) agree to be bound by these Terms and Conditions (“Terms”). These Terms constitute a legally binding agreement between you and Federal Retirement Advisors LLC .
2. Description of Services
Federal Retirement Advisors LLC provides Annuity related advising and resources (collectively, the “Services”). Our Services are designed to support individuals in understanding retirement options and planning strategies.
SMS Terms of Service
• Messaging frequency may vary.
• Message and data rates may apply.
• For assistance, text HELP or visit our website at https://www.gofedretire.com.
• Message types may include appointment reminders, notifications/alerts, and outreach.
3. Eligibility
You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you meet this eligibility requirement and have the legal capacity to enter into these Terms.
4. User Responsibilities
By using our Services, you agree to:
• Provide accurate, current, and complete information when requested
• Use the Services only for lawful purposes and in accordance with these Terms
• Not use the Services to harass, harm, or deceive any person
• Not attempt to gain unauthorized access to any portion of the Services
• Not use automated scripts, bots, or scraping tools on our website
• Not reproduce, distribute, or create derivative works from our content without prior written consent
5. Intellectual Property
All content on our website and within our Services, including but not limited to text, graphics, logos, icons, images, and software, is the property of Federal Retirement Advisors LLC or its content suppliers and is protected by United States and international copyright laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial purposes only.
6. Third-Party Links and Content
Our Services may contain links to third-party websites or services that are not owned or controlled by Federal Retirement Advisors LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites.
7. Disclaimers and Limitation of Liability
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW:
• We do not warrant that the Services will be uninterrupted, error-free, or free of viruses
• We disclaim all implied warranties, including merchantability and fitness for a particular purpose
• Federal Retirement Advisors LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Services
• Our total liability to you shall not exceed the amount paid by you, if any, for accessing our Services
8. Indemnification
You agree to indemnify, defend, and hold harmless Federal Retirement Advisors LLC and its officers, directors, employees, agents, and successors from and against any claims, liabilities, damages, losses, and expenses arising out of your use of the Services or violation of these Terms.
9. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of the Services following the posting of revised Terms constitutes your acceptance of the changes. We encourage you to review these Terms periodically.
10. Termination
Federal Retirement Advisors LLC reserves the right to terminate or suspend your access to the Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, third parties, or for any other reason.
11. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which the Company is incorporated, without regard to its conflict of law provisions.
Any dispute arising from these Terms or your use of the Services shall first be attempted to be resolved through good-faith negotiation. If unresolved, disputes shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association.
12. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
13. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and the Company regarding your use of the Services and supersede all prior agreements and understandings.
14. Contact Information
If you have any questions about these Terms and Conditions, please contact us:
Federal Retirement Advisors LLC
Email: tom@gofedretire.com
Website: www.gofedretire.com
This document was last updated on May 13, 2026.